Simply input your estimated or exact numbers into our mortgage calculator and our script will calculate your monthly payments, total payments, and total interest paid. Most lenders will allow you to have a loan payment as high as required as long as your total debt to income ratio is under 50%.
Taxes are most home owners largest bill aside from their mortgage payment. Most lenders allow you to use a service called escrow. This allows you to work the cost of your tax bill into your mortgage payment for easier financial management.
Other static expenses that are seen to many as necessities can include private mortgage insurance, association dues, electrical, water, gas, cable, internet, wireless phone, and phone bills.
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